Co-operative car insurance offers you all the benefits and protection required when you face an accident. Not only there is protection, you will even save by taking car insurance with CIS.
Online research conducted by Consumer Intelligence has shown that consumers saved up to £172 by taking
CIS Car Insurance.
| CIS Car Insurance Coverage |
 |
| Product Features |
Coverage |
| New Car Replacement |
Yes |
| Personal belongings |
£250 |
| Child car seat |
Yes |
| Loss of keys |
Not covered |
| Maximum free foreign days |
30 days |
| Guaranteed no claims discount |
No |
| Rescue cover |
service |
| Transport after accident |
Yes |
| Courtesy car |
standard |
| Enhanced courtesy car |
No |
Discounts:
You get a 10 per cent discount for purchase of CIS
Car Insurance online. The premium is also cheap when bought online. The discount for online purchase will depend on age, type of car and age of additional drivers.
No claims discount:
A 70 per cent discount is available and protection of this no claims discount is available with an additional premium
Named drivers no claims discount
Additional drivers in the
CIS Car Insurance can transfer their no claims discount when taking their own policy with CIS.
Covers available:
- Courtesy car available when car undergoes repair at approved repairers
- Child seat replacement cover with no visible damage seen. This is according to ROSPA recommendation
- Key cover is available only with comprehensive policy. This covers up to up to £750 to replace any locks which are stolen
- Accident recovery service available for free. In case of accidents the policyholder can call the helpline to arrange for the car to be taken to repairs
- EU covers available for 30 days at no extra cost. This cover helps you to enjoy a fine holiday in the Europe
Types of CIS Car Insurance policies
There are three types of policies available namely comprehensive, third party fire and theft and third party only cover available.
Optional extras:
Legal expenses cover:
This cover helps in case of out of pocket expenses in an accident, which is no fault of the insurance policyholder. There is reimbursement of medical bills, loss of earning and personal injury claim available. The 24-hour legal help line provides advice and assistance on all legal matters pertaining to the
CIS Car Insurance.
Breakdown cover:
The breakdown cover includes full European wide rescue and roadside repairs.
Extended foreign user:
This helps those who are on foreign tour often, the cover for a whole year with an annual premium, with one trip for a maximum of 90 days. Therefore the insurer can take his car off to the Mediterranean even without informing the insurance company.
Claims:
The claims process is easy and response to all notifications is done within 24 hours of receipt. Correspondence related to
Car Insurance is done within 5 working days. The claims lines are open round the clock and offer advice and assistance in the hour of dire need of the insurer.
Ethical Engagement Policy:
CIS is known to have an ethical engagement policy which helps in guiding the ethical performance of investments of the company. The company reflects the customer’s views on issues like human rights, oppressive regimes, environment and animal welfare.
What more should a car insurer look for than a good response in terms of claims. Buy
CIS Car Insurance and enjoy the benefits.
